Whether saving for your child’s education, planning a vacation, building a nest- egg or managing your finances during retirement, I can help you create an investment portfolio that fits your needs.
Guaranteed Investment Funds (GIFs) or segregated fund policies
Segregated fund policies are long-term investments that offer capital guarantees. By pooling money from thousands of investors, professional investment managers invest in a variety of individual securities. Since they’re only available through an insurance policy, segregated fund policies have several features and benefits that make them different from mutual funds. CLICK HERE
Financing a home may be the biggest financial decision you make. I can help you make the right decision by helping tailor a mortgage to your financial security plan. I work with mortgage planning specialists, who have the knowledge and experience to help select a mortgage that works for you.
Other investment products
I also offer a range of specialized investment products, including:
Specialized investment solutions
Registered education savings plans (RESPs)
Registered retirement savings plans (RRSPs)
Registered retirement income funds (RRIFs)
Tax Free Savings Accounts (TFSAs)
Guaranteed interest options and payout annuities
Along with helping you build and manage your investments, I can help you choose insurance products to minimize financial risk to you and your family.
Individual life insurance
Having the right life insurance protection can make a huge difference in your life, and the lives of those close to you. A financial security plan that includes life insurance can ensure you leave your estate financially secure, and avoid debts and an inadequate income for your family.
Accidents and illnesses are unfortunate facts of life. Disability insurance coverage is designed to help protect your most valuable asset – your ability to earn an income, which can be jeopardized if tragedy strikes.
Critical illness insurance (Quote / Apply online for basic coverage)
A critical illness or condition, such as heart attack, cancer or stroke, can turn your life upside down. It can affect you physically, emotionally and financially. Insurance can protect both you and those close to you from the financial effects of a critical illness.
Health and dental insurance (Quote / Apply online)
Provincial governments continue to cut back their levels of healthcare coverage, leaving you to pay for expenses such as prescription drugs, eye exams and paramedical services. I can help you build a plan that supplements your provincial government plan.
Travel insurance (Quote /Apply online)
Choose the plan that’s right for you
For travel outside your home province or Canada choose:
an Emergency Medical Plan that provides coverage for an unexpected medical emergency during your trip; or
the Travel Canada Plan that provides emergency medical benefits at half the premium when all your travel is within Canada; or
an All-Inclusive Plan if your plans include pre-paid travel arrangements. Includes Emergency Medical, Trip Cancellation and Interruption, Baggage Loss, Damage and Delay, and Flight and Travel Accident. Or you can purchase the Trip Cancellation/Interruption insurance separately.
For Visitors to Canada choose:
the level of coverage that’s right for you
optional Trip Interruption or Travel Accident
Multi-Trip or Single-Trip plans
For Full-Time Students including:
International Students studying in Canada
Canadian Students studying abroad
Canadian Students studying in Canada but outside their principle province of residence